 Personal Banking
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Savings
Belgazprombank created a range of savings accounts designed to meet your individual needs
• Easy early withdrawals
• Easy arrangement
We have a range of savings accounts:
Belarusian rubles
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Account
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Term
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Rate
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Compounding, %
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Additional Information
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'Comfortable'
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35 days
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14 % per annum
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Interest accrues on the ending day of the deposit term
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The bank is not entitled to cut the interest rate unilaterally. Interest compounding or accrued interest withdrawal; on-call rate in case of early closure, prolongation of contract for another term at effective interest rate.
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‘ Usual'
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12 months
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Refinancing rate+ 3 percent
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monthly
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Interest rate changes if the refinancing rate changes. Accrued interest withdrawal, additional deposits to the savings account. Different rates in case of early closure: under 30 days - on-call rate; over 30 days - effective rate
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' Rational '
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24 months
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Refinancing rate+ 4 percent
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monthly
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Interest rate changes if the refinancing rate changes. Accrued interest withdrawal, additional deposits to the savings account; different rates apply in case of early closure: under 30 days – on-call rate, 31-90 days – effective rate minus 2 percent, 91-120 days – effective rate minus 1 percent, above 120 days – effective rate.
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Plastic card deposits
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Account
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Term
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Rate
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Compounding, %
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Additional Information
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‘Reliable'
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1 day+
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11.5%-12.5% per annum
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yes
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Interest is accrued daily regardless of the deposit term, the rate is 11.5 to 12.5% per annum;
Personal international Maestro card is issued with free service through the life of your card;
- commission is not charged when you buy goods and services using your card;
- commission is not charged when you withdraw cash from Belgazprombank retail offices, ATMs and at Belpochta post offices;
- 3% fee is charged when you withdraw cash from other banks' retail offices and ATMs; minimum amount is 3,000 rubles
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USD and Euro
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Account
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Term
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Rate
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Compounding, %
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Additional Information
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| USD |
Euro |
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'Universal'
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6 months
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6.5% per annum
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6.5% per annum
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monthly
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Fixed rate. Accrued interest withdrawal, additional deposits to the savings account, contract extension. Different rates in case of early closure: under 30 days – on-call rate, over 30 days – effective rate.
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'Excellent'
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1 year
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7% per annum
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7% per annum
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monthly
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Fixed rate. Compounding, accrued interest withdrawal, additional deposits to the savings account. Different rates in case of early closure: under 90 days – on-call rate, over 90 days – effective rate.
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'Actual'
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2 years
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7.5% per annum
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7.5% per annum
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monthly
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The bank cannot change (decrease) the rate through the life of your deposit. Accrued interest withdrawal, additional deposits to the savings account. Different rates in case of early closure: under 90 days – on-call rate, 91-180 days – effective rate minus 1 pct, over 180 days – effective rate.
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| ‘For Future’ |
10 years |
8% |
8% |
monthly
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The bank is not entitled to cut the interest rate unilaterally during two years4 after two years floating rate is applied. Interest compounding or accrued interest withdrawal. Different rates apply in case of early closure: under 180 days – on-call rate, 181-360 days – effective rate minus 1 percent, 360-720 days – effective rate minus 0.5 percent, above 720 days – effective rate. |
Plastic card deposits (USD and Euro)
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Account
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Term
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Rate
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Compounding , %
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Additional Information
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| USD |
Euro |
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‘Reliable'
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1 day+
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3%-6% per annum
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monthly
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Interest is accrued daily regardless of the deposit term, the rate is 3 to 6% per annum;
Personal international Maestro card is issued with free service through the life of your card;
- commission is not charged when you buy goods and services using your card;
- commission is not charged when you withdraw cash from Belgazprombank retail offices, ATMs and at Belpochta post offices;
- 3% fee is charged when you withdraw cash from other banks' retail offices and ATMs; minimum amount is 3,000 rubles
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Russian rubles
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Account
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Term
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Rate
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Compounding, %
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Early closure without accrued interest recalculation
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'Practical'
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18 months
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10% per annum
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yes
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Fixed rate within 90 days. Accrued interest withdrawal, additional deposits to the savings account. Different rates in case of early closure: under 90 days – on-call rate, over 90 days – effective rate.
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These deposits are effective at the Belgazprombank head office and branch offices as of 21 May 2009.
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